Manage money and plan for the future in five simple steps. Becoming your own financial hero is simpler than you think. Money plays a key role in our daily lives, but for many of us, these skills were not taught or developed at a young age. This is a straightforward, practical guide to money management, based on Peter Komolafe's innovative and accessible five-step B.A.S.I.C. approach: Budget, Avoid Debt, Save Early, Invest Early and Credit Score.